Young persons thinking on working

[Dirt_Floor_Poor]

9 hours ago, MTB98 said:

Because free market capitalism has to have rules and someone to enforce them. Otherwise it becomes a Monopoly game. 

Yes, because everyone in government is virtuous and their motives are pure. In fact, it is the total and complete opposite. They are some of the worst, most corrupt people who are alive today and they can’t be trusted. They need to get out and stay out. Most of the people writing the “rules” are buffoons if not outright criminals. 

[jeeper61]

Exactly why there needs to be a service duration on government employment, 10 years maximum.

[Ihfan4life]

 

On 6/17/2026 at 10:50 PM, MTB98 said:

If you can afford the insurance you may not be able to afford to use it. Most that are “affordable” are high deductible plans with high max out of pocket coverage. 

Isn’t that the rub? The minute you use it, your premiums increase. Same for most insurance policies. Use your auto insurance, they increase your rate or drop your coverage. Damned if you do, damned if you don’t. 
Government’ role was to monitor and regulate the insurance industry, yet somehow or someway they were happy to overstep that line and not read the bills they pass before they pass them… 

 

[MTB98]

40 minutes ago, jeeper61 said:

You get a tax penalty now if you don't have heath insurance so adding that to the income tax would be easy.

No you don’t.  That ended almost a decade ago. 

57 minutes ago, brahamfireman said:

seniors paid in, why shouldn't they get to use it? 
 

Seniors can get Medicare even if they did not contribute to the system. 

58 minutes ago, brahamfireman said:

sounds awfully communist to me.....letting the government dictate what free market businesses can do.

Communist and free market? Hmm. Capitalism literally only works when there are guard rails in place. 

8 minutes ago, Ihfan4life said:

Isn’t that the rub? The minute you use it, your premiums increase.

health insurance doesn’t work like that. 
 

46 minutes ago, jeeper61 said:

Self-Employed pay income tax,you have to pay in quarterly based on last years tax burden .

What if you’re self employed and work less than 40 hours per week? 
 

1 hour ago, brahamfireman said:

When government mandated we buy insurance,  that puts a floor under the costs and now they're is no reason to lower prices because everyone is forced to buy.

There is no health insurance mandate. ACA had penalties for those who were uninsured but that ended years ago. 

[MTB98]

Duplicate 

[MTB98]

Duplicate

[Chester5732]

2 hours ago, jeeper61 said:

Everyone needs to chip in that is able bodied that is the general expectation I expect from others in this country.

 If a  person can afford a stay at home wife that doesn’t generate taxable income then they pay her tax penalty.

 

More taxes never solved anything.  

[cjf711]

1 hour ago, jeeper61 said:

Exactly why there needs to be a service duration on government employment, 10 years maximum.

Everyone says this about term limits,  but where are they gonna find the people who want to be involved in government?   I know its the LAST thing i would want to do. 

[Chester5732]

5 minutes ago, cjf711 said:

Everyone says this about term limits,  but where are they gonna find the people who want to be involved in government?   I know its the LAST thing i would want to do. 

More people might if it wasn’t so corrupt. 

[mike newman]

...as a 'foreigner '' travelling to the US of A......and being of a considerable degree of antiquity...Health   Insurance is absolutely mandatory....and the last time I visited , the insurance cost was twice the cost of the 'peasant' air fare....

$NZ4,500.00   to be precise...two yrs gone..

.....we are told , by the American Embassy, that without insurance, should one require medical assistance for what ever reason, one will be 'repaired'..but untill the cost is repaid, one's passport will be with held....

Fair enough...as a nondomestic visitor...not contributing to the tax system....those are the rules.....

..in New Zealand , there is no mandatory health insurance....every  one from the useless bloody piss head to the normal working male or female...will get sorted...but this is heavily subsidised    by the employers.....who pay a levy to cover accident contingency's etc...and of course , these daze the 'Health and Safety ' brain dead  robots are there in force...doing nothing but feeding from the tax payers trough....

Mike

[lotsaIHCs]

"Senior citizens are eligible for Medicare. That is paid by taxpayers."

 

That statement is dubious at best. I have been paying into taxes and social security withholding for well over 40 years. I would say that I have paid in to fund my Medicare coverage myself. Those who choose not to work full time and receive free healthcare are double or triple dipping the system.

 

1- they are getting free healthcare at the expense of taxpayers. 

 

2- they aren't contributing enough in the form of social security and income taxes to cover any of their own medical expenses. 

 

3- they will still draw social security, Medicare and or Medicaid even though they have contributed little.

[MTB98]

11 minutes ago, lotsaIHCs said:

they will still draw social security,

You cannot get social security payments if you did not pay in. 
You may qualify for disability payments  without paying in. 

[jeeper61]

1 hour ago, Chester5732 said:

More taxes never solved anything.  

Not really a tax in my opinion it is your debt to society to work and contribute to the common good.

 

Why would we want a bunch of people not working enough and getting tax payer funded benefits that will just end up costing us more in the long run.

[jeeper61]

14 hours ago, MTB98 said:

No you don’t.  That ended almost a decade ago. 

Still be taxed by some states for no insurance you pay a fee base on your income 

14 hours ago, MTB98 said:

What if you’re self employed and work less than 40 hours per week? 

WelI I guess your off to scrub some graffiti if your not paying base amount 

That base amount could be a percentage of income  

[whweldit]

Lucky enough to have insurance thru teacher retirement.   Now on Medicare.  Ever since the president plan came to be, our premiums went up drastically and coverage while still good is not as good as before.  Know of several with better bank accounts than mine that somehow qualify for health insurance at basically no cost.  They do not work so there for they have no income. Yet they draw dividends from stocks and such.  Does not make sense or seem fair but it is what it is. Rubs me raw when they speak of how cheap their insurance is.  Few others I know that are on disability.   They work odd jobs for cash so as not to mess up their check.  Sad thing is they are in better shape than me.  

[Chester5732]

22 minutes ago, jeeper61 said:

Not really a tax in my opinion it is your debt to society to work and contribute to the common good.

 

If your paying for something your not getting and it isn’t a tax then it’s theft. 

[lotsaIHCs]

1 hour ago, MTB98 said:

You cannot get social security payments if you did not pay in. 
You may qualify for disability payments  without paying in. 

I never said they didn't pay anything in. I said they paid in less than they could have. I also said they will still draw Medicare/Medicaid without paying in their share. And even if you have never worked a day in your life you still may qualify for Social Security SSI (Supplemental Security Income). SSI provides monthly cash to cover basic necessities like food and shelter.

[lotsaIHCs]

"What if you’re self employed and work less than 40 hours per week?"

 

Then you have time to get a side job. Plus if you're self employed you can decide to work more. It is a choice.  

[ray54]

4 minutes ago, lotsaIHCs said:

"What if you’re self employed and work less than 40 hours per week?"

 

Then you have time to get a side job. Plus if you're self employed you can decide to work more. It is a choice.  

There is nothing about how many hours you work for taxes. You pay by taxable income, income minus deductible expenses equal taxable income. Social Security is based on this as well. Self-employed persons pay the total amount.  Those that get a W2 the employee pays half, and the employer pays half of the SS. 

[lotsaIHCs]

23 minutes ago, ray54 said:

There is nothing about how many hours you work for taxes. You pay by taxable income, income minus deductible expenses equal taxable income. Social Security is based on this as well. Self-employed persons pay the total amount.  Those that get a W2 the employee pays half, and the employer pays half of the SS. 

The statement/ question about being self employed working less than 40 hours was made by someone else and wasn't about taxes or social security. The poster was defending those who choose to work limited hours so they can receive free healthcare coverage. I was just responding to their statement/question.

[yellowrosefarm]

7 hours ago, jeeper61 said:

No

You pay a penalty if you don't work full time before you retire.

19% of the able bodied population in the working age range do not work

Wait until you get ready to retire, you'll find out what I'm talking about.

[Binderoid]

6 hours ago, MTB98 said:

.

And who shall we have enforce what you claim needs to be enforced? Congress members making  $175,000 / year and  worth several  million? 

By enforcement,  what you mean is forcing  someone to  buy something  that they  don't  want  by penalizing  them via the tax code.

I paid  800$ penalty on income taxes  because I didn't  sign up for Obama  care. Don't  tell ME that the government needs  to handle  free enterprise.  The government does not produce a  single  dollar.  They are  in the redistribution business.... by business, I mean  the money  that sticks to their  fingers during  this so-called "enforcement " of yours .... among other things,  they have access to insider trading  that the rest of us don't.  

Hillary Clinton, AOC, Bernie Sanders, Nancy Pelosi, Maxine Waters ....all disgustingly rich from their "businesses" ....via our tax money....are the people  you think should  be "enforcing" the private sector.

[MTB98]

24 minutes ago, lotsaIHCs said:

The statement/ question about being self employed working less than 40 hours was made by someone else and wasn't about taxes or social security. The poster was defending those who choose to work limited hours so they can receive free healthcare coverage.

It was stated that everyone should be required to work 40 hours. I asked about self employed people. They don’t track their hours and not all of them want or need to work 40 or more hours a week. It had nothing to do with defending them to get free healthcare coverage care. 

15 minutes ago, Binderoid said:

By enforcement,  what you mean is forcing  someone to  buy something  that they  don't  want  by penalizing  them via the tax code.

I don’t know what you quoted that I said. I didn’t mention anything about forcing someone to buy something or penalizing them if they don’t. 
All the people you listed are/were Congress members, they don’t enforce anything. Thats the executive branch. 

[lotsaIHCs]

35 minutes ago, MTB98 said:

It was stated that everyone should be required to work 40 hours. I asked about self employed people. They don’t track their hours and not all of them want or need to work 40 or more hours a week. It had nothing to do with defending them to get free healthcare coverage care. 

I don’t know what you quoted that I said. I didn’t mention anything about forcing someone to buy something or penalizing them if they don’t. 
All the people you listed are/were Congress members, they don’t enforce anything. Thats the executive branch. 

Yes there was a statement that everyone should be required to work 40 hours/wk. In the context of this  thread, it is easy to read that statement as meaning if someone wants healthcare coverage provided they should be working 40 hours/wk. Maybe the poster didn't mean that, but that is how I took it. Apologies if I am wrong. Self employed and working 25 hours/wk and paying for their own coverage, no problem. Good for them. Self employed, working 25 hours/wk and wanting free health coverage doesn't sound right to me.

[Binderoid]

1 hour ago, MTB98 said:

It was stated that everyone should be required to work 40 hours. I asked about self employed people. They don’t track their hours and not all of them want or need to work 40 or more hours a week. It had nothing to do with defending them to get free healthcare coverage care. 

I don’t know what you quoted that I said. I didn’t mention anything about forcing someone to buy something or penalizing them if they don’t. 
All the people you listed are/were Congress members, they don’t enforce anything. Thats the executive branch. 

Congress also  doesn't enforce  gun confiscation.... but they will certainly  pass the law given  the  opportunity... at a nice , safe  distance  from the local  enforcement with bullets  flying over their heads. Incidentally,  Maxine Waters called  for violence against  Trump supporters while surrounded by armed guards. You know, the person who can't  enforce  anything. 

 But I digress... the original  argument  was about  government   control overall,  and whether we could do better without them.  I guess we will  have to agree to disagree.