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Showing results for tags 'under insured? who writes policies?'.
On the pole barn thread the subject of insurance came up and one poster said everything is now under insured, which I agreed with. I figured it deserves its own thread as I'm curious as to what others are doing. Below is what I posted as a response to that thread: It's a problem for sure. I had the insurance guy out and he started looking over my two outbuildings and said that it's almost impossible to quote replacing a 19th century post and beam bank barn and the contents. My shop and the contents are way under insured. The replacement costs are almost impossible to estimate. Over 50 years of tools I couldn't even begin to list. The house may be ok unless it and contents are totally destroyed. I know it's a problem but there are few who will write policies in my area. I'm still on a farm policy even though we quit some years ago. So what are you folks doing/paying? I'm with Farm Family. They've got everything including vehicles.